What to Do About Your Roofing Hail Damage

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What to Do About Your Roofing Hail Damage

Over 5,000 reports of large hail happen across the U.S. every year. The National Weather Service considers hail to be severe when it reaches 1 inch in diameter.

Hail that reaches that size is comparable to an American quarter. But hail can get much larger. The largest measured in the U.S. 8 inches and weighed nearly 2 pounds. 

The larger the hail, the more costly and catastrophic the roofing hail damage, damage to cars, crops, and people. In fact, in 2019 hail cost the U.S. around $22 billion dollars in damage.

Thankfully, not all of that amount was due to damaged roofs. 

But If you’re the victim of recent roofing hail damage, you want to take action quickly to ensure your roof doesn’t sustain more damage. There are steps you need to take. 

Keep reading to learn what to do after there’s hail damage to your roof. 

Signs of Roofing Hail Damage

How does hail damage a roof? It’s not always easy to recognize your roof has been damaged by hail. Especially if you’re not an expert

Sometimes, your first clue is needing a new roof earlier than you should. Other times, there is visible damage such as:

Asphalt and Composition Shingles Hail Damage

  • Damage is random with no discernible pattern
  • Hail hits that feel soft to the touch similar to a bruised apple
  • Exposed roof felt due to loss of granules
  • Black colored hail hits

Your asphalt and/or mat may also appear shiny after hail damage to the roof. 

Wood Shingles Hail Damage

  • Damage is random with no discernible pattern
  • The dents or impact marks on top of the splits
  • Splits in the shingle

The splits are typically brown/orange in color. They may have sharp corners and edges and there may be little to no deterioration along the edges. 

What to Do if You Spot Hail Damage to Your Roof

Fortunately, your insurance should pay for hail damage to shingles and other parts of your roof. If you have umbrella coverage or a comprehensive coverage plan, it should pick up the cost of repairing or replacing your roof. 

Property insurance typically covers the following:

  • Hail damage
  • Dent removal
  • Broken shingles
  • Storm damage
  • Wind damage

Check your policy to see what your insurance company will cover. Then contact your insurance provider to report the damage and ask for a claims adjuster to come by for an inspection. 

Contact Your Professional Roofing Company

In most cases, the adjuster will inspect your property during business hours, meaning unless you can take time off, you won’t be home when it happens. That means, you also have no input. 

After you schedule an appointment with the claims adjuster, it’s a smart idea to contact your roofing company. They can be there to represent you and your best interests during the inspection so no details are missed and your claim is approved. 

It’s a Better Outcome When Roofers and Claim Adjusters Work Together

You’ll also avoid any discrepancies between the adjuster and your roofing contractor regarding the amount of damage. It’s not always easy to identify damage to gutters, siding, roofs, and exterior or interior damage. 

A good roofer knows exactly where to look so your claim reflects the whole of the damage. 

Contact Us Today

Roofing hail damage can make you vulnerable to the outside elements. And if left unfixed, the damage can get worse and most costly. 

If you spot hail damage, contact us immediately. We’ll work with you and your insurance company to get your home back in tiptop shape as soon as possible. Click here to contact us today.

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